I am Gaurav Bagga. As a part of a joint family, My Paternal Uncle opened my account in HDFC Bank, Hoshiarpur branch. Its an account shared by me and my mom. Last year, our families separated and the cheque books for my two hdfc accounts were left with my uncle\'s custody.

Yesterday, I got a report from HDFC bank statement that tells that the amount from my accounts have been transferred to my uncle and his wife\'s accounts namely Narinder Bagga and Shikha Bagga from Balachaur.

When contacted the Bank Manager of Balachaur branch says,\"The signatures were somewhat matching on the cheques, so we transferred the amount. It can be our mistake.\" How funny. Next time, anyone comes with a cheque with a similar signature and you will clear it?

Please, I want to know what is the minimum requirements for clearing a cheque. The amount is 6 figures.

I am sure the bank is involved in all this, otherwise the staff of the bank already knew all of my family face to face and we recently opened new accounts in this branch as well.

I can produce the account details, my identification details and my photographs that were given at the time of opening the account, my PAN Number, everything.

And I can even prove through forensic investigation that the signatures are forged.

Please advice.

Thanks,
Gaurav bagga.