On 11 September 2015, at around 1.30pm, I went into one of the ATMs of
PNB MSME branch in Sunder Nagar, Ludhiana, Punjab. I transacted for
5000 Rs/-. But in those currency couple of notes were completely torn
and of old quality. I went inside the branch. I met ATM in-charge, she
refused to acknowledge any problem and asked me to use it cleverly in
market. Which means she was asking me to commit illegal act. Please
provide me with solution on this. Otherwise, I'll have to use other
option against PNB.

Thanks