Hello Team,

I have been using SBI Credit Card since an year and i did not receive any issues in the starting days. But the moment i reached a certain point, they started imposing hefty interest charges. My card number is 5264 6853 2570 4904 for your reference. I was surprised when they imposed unnecessary charge of 500/- Rs. on me. On Investigation, i found that it was because of i reached my credit limit during a transaction. Now should i ask them if it is my fault that they have not declined my that specfic transaction instead of letting it go and impose an amount of 500/-. On a long conversation after, they were happy to revert it back. Next time onwards i found that they have started using hefty interest charges. I paid all my dues and stopped a payment of 1000/- so this amount could be settled because of the high interest charges. Later they refused and i asked them to stop my credit card. They did it, and finally my last bill was generated. I was surprised that again i am charged 460/- Rs. for not paying 1000/- Rs. last time. It is beyond my understanding that they have made my life such a hell. I thought i would pay their last amount of 2500/-, but again i was surprised that they have imposed a fine of 1500/- in total on my bill again. I know this amount would keep on growing from this point of time, because next time too i am not going to pay the bill to these useless fellows as they are planning to earn all their wages from me, and i have made up my mind to let them not succeed.

So, keep on imposing the fine on me, thinking that i would pay some day. But the reality is that, you guys are never going to succeed.

Yes, if you would like to take the amount on which i have made the purchase, you can anytime, because my mother have tought never to take someone's share and i would not stop your share. But my mother have also taught not to give my share, and i won't by this time. So what for are you guys waiting. Stop sleeping, else you are going to loose so many royal customers like me.

Cheers !!
Rajender