Standard Chartered Bank had wrongly included my name in the CIBIL’s defaulter list by using their wrong credit card statements. I had informed all the statement mistakes multiple times to them through overseas telephone calls and emails. Until now, they haven’t corrected their statement mistakes. Instead, they are repeatedly generating wrong statements and keeping myself in the CIBIL’s defaulter list to do their day robbery activities in the name of settlements. I am having all the wrong statements and the complaints, which I made with them.

They had created the following losses to me.

1. SCB had intentionally refused to release my house documents for more than 6 months to succeed in their day robbery activities.
2. SCB had collected Rs 1200.00 as a three-year annual fee to that card. But I was unable to use the card due to their statement mistakes.
3. I had already spent huge amount of money in overseas phone calls to communicate with them to correct their statement mistakes. All my effort went into vain.
4. SCB had included my name in the CIBIL’s defaulter list. So I have been forced to take the loans with higher interest rates from private parties in the last two years.
5. I am almost spending around 6 hrs/week of my time to fight with them to correct their statement mistakes. It requires the RBI & Banking Ombudsman intervention to correct their statement mistakes. Otherwise this issue will get prolonged and also I have to put more effort to solve this issue through other legal procedures.
6. This is becoming an extreme mental agony and harassment to me in the past two years