it is not a trustful bank. i am very disappointed i earn money working day and night they trapped me did not tell me that they will change my zero balance salary account type at time of account opening and they started deducting 1000 rupee every month(non minimum balance maintenance fee) which means a lot for me now i realized they deducted 4000 rupees so far. i am very disappointed 　 they are saying they will return only 2000 rupee if i deposit 50000 rupee for three month this is so pathetic and they are taking advantage of my situation . i am very very disturbed :(.
My point is they did not say that they will do this at time of account opening, i do not have time to read 100s of email that kotak bank send me every day. and they did not inform me the exact amount of money they deduct as non minimum balance maintenance fee. please avoid this bank your money is not safe here.